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	<title>Best Kansas City Mortgage Loans &#187; Just Talking</title>
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	<description>Mortgage Loans in the Greater KC Area</description>
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		<title>100% No Down Payment Mortgage!</title>
		<link>http://bestkansascitymortgageloans.com/100-no-down-payment-mortgage/</link>
		<comments>http://bestkansascitymortgageloans.com/100-no-down-payment-mortgage/#comments</comments>
		<pubDate>Mon, 22 Aug 2011 17:53:30 +0000</pubDate>
		<dc:creator>Steve Hillyer</dc:creator>
				<category><![CDATA[HUD FHA & Housing]]></category>
		<category><![CDATA[Just Talking]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[More Information]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[100% Mortgage Loan]]></category>
		<category><![CDATA[FHA]]></category>
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		<category><![CDATA[HUD]]></category>
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		<category><![CDATA[no credit]]></category>
		<category><![CDATA[No Credit Score Mortgage]]></category>
		<category><![CDATA[No Down Payment]]></category>
		<category><![CDATA[No Money Down]]></category>
		<category><![CDATA[poor credit]]></category>
		<category><![CDATA[steve hillyer]]></category>

		<guid isPermaLink="false">http://bestkansascitymortgageloans.com/?p=391</guid>
		<description><![CDATA[Yes it&#8217;s True! There is still a 100% No Down Payment Mortgage Product out there!  One Loan product only; 30 year fixed. No credit score. Interest rate always below any bank or mortgage lender. On August 22nd 2011 was starting at 3.875% No Points  Do I have your attention?  &#160; Welcome to the Matrix. I&#8217;m Morpheus and [...]]]></description>
			<content:encoded><![CDATA[<p><strong><span style="font-size: medium;"><span style="font-family: 'times new roman', times;">Yes it&#8217;s True! There is still a 100% No Down Payment Mortgage Product out there! </span></span></strong></p>
<p><span style="font-size: medium;"><strong><span style="font-family: 'times new roman', times;">One Loan product only; 30 year fixed. No credit score. Interest rate always below any bank or mortgage lender. </span></strong></span></p>
<p><span style="font-size: medium;"><strong><span style="font-family: 'times new roman', times;">On August 22nd 2011 was starting at 3.875% No Points </span></strong></span></p>
<p><span class="Apple-style-span" style="font-family: 'times new roman', times; font-size: medium;"><strong>Do I have your attention? </strong></span></p>
<p><span class="Apple-style-span" style="font-family: 'times new roman', times; font-size: small;"><strong><a href="http://bestkansascitymortgageloans.com/wp-content/uploads/2011/08/RedPillBluePill3.jpg"><img class="alignleft size-medium wp-image-454" title="RedPillBluePill" src="http://bestkansascitymortgageloans.com/wp-content/uploads/2011/08/RedPillBluePill3-300x168.jpg" alt="" width="300" height="168" /></a></strong></span></p>
<p>&nbsp;</p>
<p><span class="Apple-style-span" style="font-family: 'times new roman', times; font-size: small;"><strong>Welcome to the Matrix. I&#8217;m Morpheus and you are Neo.</strong> Do you want the Red Pill or the Blue Pill. Red Pill-keep reading so you will understand. Or do you want the Blue pill and you can skip everything after this and return to experiencing the system as you know it.</span></p>
<p>&nbsp;</p>
<p><span style="font-size: small;"><span style="font-family: 'times new roman', times;"><strong>The American Dream of Home ownership is still alive.</strong> Our economy, the banks and our government has not been to friendly to us over the last few years so this is one program that for many of you provides some hope for homeownership that you thought was out of reach. This loan will save you thousands of dollars over the life of your loan. It will allow you to keep your down payment money and the lender pays the closing costs.  Is this Americas Best Mortgage Product?  You have to decide for yourself.  It will allow you to purchase more home for your invested dollars. For some of you it won&#8217;t. That&#8217;s why I tell everyone about it. </span></span></p>
<p><span style="font-family: 'times new roman', times; font-size: small;"><strong> I am not the lender.</strong> I am a Real Estate Agent and Broker. I do not originate mortgage loans or have an affiliation with any lender. My job is to know where to go to help you my clients get the best loan product for your situation. I receive nothing from any lender other than they provided a service to my clients they needed. I only make money when you buy a home with me. I only ask that you remember who brought you to the dance.</span></p>
<p><span style="font-size: small;"><span style="font-family: 'times new roman', times;"><strong>This program is good for any property under $204,250.</strong> I brief all my sellers on the program and I have investors and homes for sale who promote this program on their homes.  Once you know about the program you will get behind it too! The financing applies to any home but my investors and some of my sellers will make sure you have an interest rate in the low 3&#8242;s! </span></span></p>
<p><span style="font-family: 'times new roman', times; font-size: small;"><strong>Red Pill Questions and Answers:</strong></span></p>
<p><span style="font-family: 'times new roman', times; font-size: small;"><strong>Q: Why has no one told me about it?<br />
<em>A:No bank or mortgage company offers this unique program so why would they tell you about something they can&#8217;t offer.</em></strong></span></p>
<p><strong><span style="font-family: 'times new roman', times; font-size: small;">Q: Why has my agent not told me about this program?</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> A: <em>Some know about it, some don&#8217;t. It takes a little longer to get through the program so they steer people away from it?</em></span></strong></p>
<p><strong><span style="font-family: 'times new roman', times; font-size: small;">Q: Why do you promote this program?</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> A: If this is the best product for my clients then this is where I want them to be? I help them get through faster then they might on their own.</span></strong></p>
<p><strong><span style="font-family: 'times new roman', times; font-size: small;">Q: Why didn&#8217;t I see it in any advertizing?</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> A: <em>They are a not for profit organization with 2 missions. They spend no money on advertizing so more funds are available to their members.</em></span></strong></p>
<p><strong><span style="font-family: 'times new roman', times; font-size: small;">Q: Can anyone do this loan?</span></strong><br />
<em><strong> <span style="font-family: 'times new roman', times; font-size: small;"> A: Yes! As long as you only have it as your primary residence and it is within 75 mile radius of the office in Kansas City. It is available in other parts of the country.</span></strong></em></p>
<p><strong><span style="font-family: 'times new roman', times; font-size: small;">Q: Is this a government program?</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> A: <em>No! That is why it works.<br />
</em></span></strong><br />
<span style="font-family: 'times new roman', times; font-size: small;"> <strong>There is so much more and information is free.</strong> Read below to see the highlights of the program. If you are interested then call me or send me an email from <a title="No Down Payment Mortgage Loan" href="http://nodownpaymentkc.com">www.NoDownPaymentKC.com</a>. This is my web site not the lenders. I provide this a service and a way for people to contact me about the program. I will tell you what others won&#8217;t! Everyone is eligible as long as you don&#8217;t own another property. Mortgage Financing is a maze and you don&#8217;t want to make a wrong move.</span></p>
<p><span style="font-family: 'times new roman', times; font-size: large;"><strong>&#8220;Americas Best Mortgage&#8221;  </strong></span></p>
<p><span style="font-size: medium;"><strong><span style="font-family: 'times new roman', times;">Program Highlights</span></strong></span><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯No Down Payment &#8211; 100% Loan To Value</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯No Closing Cost &#8211; Lender pays your closing costs</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯No Credit Score &#8211; No Score required-</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯No Income Limit &#8211; Doctors do this program</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯No Mortgage Insurance &#8211; Allows you get more house</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯30 Year Fixed Rate &#8211; Only 30yr fixed &#8211; NO adjustable Rate.</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯Max Loan $204,250 &#8211; Max Sales price, Max loan amount</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯Where &#8211; 75 mile radius of Kansas City both KS &amp; MO</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯Below Bank Rates &#8211; Interest rate is .25-.50 below any other bank</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯Not Gov. Program &#8211; Operated through a Not For Profit 501c3</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯Average Interest Rate in this office is 2.9%</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯Save Thousands $$$ &#8211; Affordable payment vs Down Payment</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯$10 Billion available &#8211; Not limited to just a few!</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯Ask Me How I can do this and save thousands!</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯Seminar Starts every other Saturday 9-12 (No Short Cuts)</span></strong><br />
<strong> <span style="font-family: 'times new roman', times; font-size: small;"> ✯Not limited to first time home buyers</span></strong></p>
<p><strong><em><span class="Apple-style-span" style="font-family: 'times new roman', times; font-size: small;">If you have perfect credit or challenged credit this program could be for you if the home you want is under $204,250 and is within a 75 mile radius of the Greater Kansas City Area -Missouri or Kansas.</span></em></strong></p>
<p><strong><em><span style="font-family: 'times new roman', times; font-size: small;">You don&#8217;t have to be a first time home buyer but you can only own 1 home. You can sell your home in the morning and close with your new loan in the afternoon.</span></em></strong></p>
<p><strong><em><span style="font-family: 'times new roman', times; font-size: small;">This program is offered through Neighborhood Corporation of America. NACA.com. I help you get through &#8220;The Matrix&#8221; </span></em></strong><strong><em><span style="font-family: 'times new roman', times; font-size: small;">with the goal of being your Real Estate Agent when you purchase.</span></em></strong></p>
<p><span style="font-family: 'times new roman', times; font-size: small;"><strong>I provide Real Estate solutions to my clients.</strong> My 19 years in Real Estate and mortgage lending has given me the Experience, Knowledge and Resorces to help you find the best home and mortgage product available that fits your needs. I work with several lenders with different programs and niche products. This is just one of those Niche products but it is a <strong>GOOD ONE!</strong></span></p>
<p><span class="Apple-style-span" style="font-family: 'times new roman', times; font-size: small;">If you are buying under $204,250 then look at this program to save thousands over an FHA, VA or Conventional Bank Loan. There are some special features that other companies and banks can&#8217;t offer you.</span></p>
<p><span style="font-family: 'times new roman', times; font-size: x-small;"><strong><span style="font-size: medium;">&#8220;The largest investment is not the home! It&#8217;s your mortgage!&#8221;</span><br />
</strong></span></p>
<p><strong><span style="font-family: 'times new roman', times; font-size: medium;">Check it out! <a title="100% Mortgage Finacing" href="http://nodownpaymentkc.com">www.NoDownPaymentKC.com</a> or call 888-866-09373 or my cell 816-682-1608</span></strong></p>
<p>&nbsp;</p>
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		<title>DPA-Is it time to bring it back?</title>
		<link>http://bestkansascitymortgageloans.com/dpa-is-it-time-to-bring-it-back/</link>
		<comments>http://bestkansascitymortgageloans.com/dpa-is-it-time-to-bring-it-back/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 11:59:01 +0000</pubDate>
		<dc:creator>Steve Hillyer</dc:creator>
				<category><![CDATA[HUD FHA & Housing]]></category>
		<category><![CDATA[Just Talking]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[kc]]></category>
		<category><![CDATA[selling]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://bestkansascitymortgageloans.com/?p=318</guid>
		<description><![CDATA[Problems with Housing? How do we get the ball rolling again? HUD asks themselves what can we do?  Seller Funded Down Payment Assistance! DA! H.R. 600: FHA Seller-Financed Down Payment Reform Act of 2009.  HUD and some non-mortgage, non-real estate industry people fought and successfully killed the “DPA or Down Payment Assistance programs.  Was there [...]]]></description>
			<content:encoded><![CDATA[<p>Problems with Housing? How do we get the ball rolling again? HUD asks themselves what can we do?</p>
<div>
<p> Seller Funded Down Payment Assistance! DA! H.R. 600: FHA Seller-<a href="http://www.govtrack.us/congress/bill.xpd?bill=h111-600 " target="_blank">Financed Down Payment Reform Act of 2009.</a></p>
<p> HUD and some non-mortgage, non-real estate industry people fought and successfully killed the “DPA or Down Payment Assistance programs. </p>
<p>Was there a down payment-Yes. Seller provided it out of their equity. House still needed to appraise. My only guess is that they killed it because there was no way to skim money off the top. What did it cost tax payers? Zero, Nada, Nothing, $0.00.  $8,000 tax credit? Cost us the tax payers $8000 and the person getting the tax credit got cash? Hmmm? Our politicians and talking heads in the media still don’t get it and they wonder why we are still struggling. </p>
<p>The reality of housing is it is always about jobs, jobs, jobs! It does not matter if you put zero down, 3%, 5%, 50% cash down on your house. Once you loose your job, you lost your job. You are not getting any of that money back. If you don’t have a job, you can’t make any payments! </p>
<p>There should be a class when they take office. Basic constitution and how our economy works.</p>
<p><a href="http://www.thinkbigworksmall.com/mypage/archive/1/52128/" target="_blank">http://www.thinkbigworksmall.com/mypage/archive/1/52128/</a>   </p>
<p>Steve Hillyer</p>
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